Take it home today,
Pay over time!
Top brands from Best Buy plus furniture for every room. Low weekly payments.
- Won't affect your FICO® Score*
- No credit needed
- Early-purchase savings
Bring the big screen home before kickoff.
Lease-to-own a new TV, sound bar or projector and pay weekly. No credit needed to apply, and the total you'll pay is on the page before you sign.
Everything for the home, on your terms
Every department we carry — see the total you'll pay before you sign.
See the total before you sign
Move the slider. The payment, the total, and the early-purchase price are all on screen — before you apply, not after.
An estimate to help you compare. Excludes tax and delivery. Your actual terms are shown in full before you sign anything.
The Mint Path — four steps to owning it
No fine print, no games. Here is exactly what happens, in order.
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Apply in minutes
A quick form and an answer in about 60 seconds. Applying doesn't affect your FICO® Score, though other credit scores may be affected.
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Shop your amount
Browse online or at a partner store. The payment and the total you'll pay are shown on every item.
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Pay when it's delivered
Shop now, pay later. Nothing is charged before your order arrives.
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Own it — early if you want
Pay it off in 110 days at cash price plus 10%, with no penalty, or keep the flexible payments.
The same lease, without the fine print
Here is what we do differently — and every line is in your agreement, not just on this page.
Based on terms commonly found across the lease-to-own category. Compare any provider's agreement against ours before you sign.
Approve more customers. Save the sale!
Add lease-to-own at checkout and reach the customers a card declines. You are paid the full cash price — we carry the lease.
Payout under 2 business days!
Not 30 days. Not "pending review".
Approval-rate dashboard
See what you're approving, and follow-up!
Some of the things people ask
Do I need a credit score?
Do I need a credit score?
No credit history needed to apply. We look at income and other factors, not a score alone. Applying doesn't affect your FICO® Score, though other credit scores may be affected.
How is my payment worked out?
How is my payment worked out?
Your payment is the cash price multiplied by a factor set by the price of the item, spread across the lease term. Both numbers are shown on every product page and in the calculator above — before you apply.
What does it cost to own it early?
What does it cost to own it early?
The cash price plus 10%, any time within the first 110 days. There is no penalty for paying early and the amount is locked when you sign.
When am I charged?
When am I charged?
After your order is delivered. Nothing is taken before it arrives.
Can I change a payment date?
Can I change a payment date?
Yes. If a payment date doesn't line up with your pay cycle, contact support before it is due and we will reschedule it. Call 1-855-447-4921 or email info@improvemintfinancial.com.
What if I want to return something?
What if I want to return something?
Returns follow the retailer's policy. If the item goes back, the lease goes with it — contact support and we will close it out.
Will my account be sold to anyone?
Will my account be sold to anyone?
No. Your lease stays with Improvemint Financial from the first payment to the last.
Low weekly payments. No credit needed.
Applying doesn't affect your FICO® Score, though other credit scores may be affected. No obligation to shop afterwards.